Complete 8 pages APA formatted article: Federal Reserve Policy in the USA.

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Complete 8 pages APA formatted article: Federal Reserve Policy in the USA. The US Federal Reserve Board has been criticized for enacting policies that exacerbated the problem, or at least for failing to curtail the spread of the problem by its lack of action. The purpose of this paper is to examine the policies of the Federal Reserve Board during the period of 2006-2009 in light of the current financial crisis. The paper will find that the Federal Reserve Board policies during this period were prudent and appropriate, but failed to exert the political will necessary to address the problems that have arisen in the financial system that was due to factors that are beyond the Board’s authority.

By many accounts, the current financial crisis began in the housing industry and was fuelled by the twin problems on over-evaluation and high-risk mortgage loans. As the problem grew, financial institutions continued to make high interest, high-risk loans on property that had reached values that were unrealistically high. When the real estate bubble burst, many of these institutions and borrowers were left with assets worth far less than the amount due on the loan. According to Bernanke (2008), “housing and housing finance played a central role in precipitating the current crisis. As the crisis has persisted, however, the relationships between housing and other parts of the economy have become more complex. Declining house prices, delinquencies, and foreclosures, and strains in mortgage markets are now symptoms as well as causes of our general financial and economic difficulties”. Yet, could the Federal Reserve Board (FRB) have taken steps beginning several years ago to address theses causes of system-wide failure Bernanke (2008) is very clear that the problem was “declining house prices, delinquencies, and foreclosures, and strains in mortgage markets”. In fact, the FRB was aware of these problems but failed to enact policies to address these complex issues. Bernanke lists the first cause of the current crisis as the falling prices of housing as the real estate bubble burst. In a free market, asset prices will work to reach equilibrium. A bubble in any industry will eventually deflate in an effort to reach its true valuation. This was seen in the collapse of technology stocks in 1999-2000 and now has hit the real estate market. However, the FRB may have not been able to deal with this problem effectively. In retrospect, Stern (2008) states, “it is challenging at best to identify when asset prices have reached excessive levels, to build support for action once identification has occurred and to implement corrective policy successfully”. There is a general philosophy in the FRB that the best strategy for asset inflation is a policy of containment and clean-up, rather than prevention (Stern 2008). In fact, the FRB’s policy was “monetary policy easing and last-resort lending”, which only deepened and prolonged the crisis (Blanchard 2009, p.2). Asset revaluation is a political challenge but is within the FRB’s capacity. None of these actions took place, and the FRB continued dropping interest rates. While the falling interest rates were enacted to stimulate a lagging economy, other factors continued to prop up housing prices at unrealistic levels. When mortgage money is cheap, it creates more customers interested in borrowing and the demand for housing remains high. During the period of 2006-2009, the FRB continued

hmvs e-business performance

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I need some assistance with these assignment. hmvs e-business performance Thank you in advance for the help! During the early years, HMV was a brand name known to every music lover and became synonymous to music retailing. This helped HMV to expend its base out of London to all most every corner of Britain. The first major period growth came in the sixties, when fifteen new stores were opened in grater London and south east and then again in the following years it becomes customary affair for HMV. Store sizes of HMV have been increasing to accommodate the vast range of music videos, computer games etc. In October, 1998, this process culminated in the opening of HMV in new 50,000 sq feet flagship store at 150 Oxford Street, listed by the Guinness book of records at the time as the world’s largest record store. In later years, HMV continued to launch its flagship standard superstores all over UK. The UK based chain was also able to successfully export the branch to the rest of the world and retail chains were established in North America &amp.South East – Asia. HMV continued to lead the way in music retailing into the millennium and launch HMV – direct in 1992, its mail order operation and in 1997, its own website WWW.hmv.co.uk shows its commitment towards adopting new technologies and to cater the opportunities which lie ahead.

Write 20 pages with APA style on The Psychological Investigation of Chinese Students Cross-Culture Adjustment When Studying in the UK.

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Write 20 pages with APA style on The Psychological Investigation of Chinese Students Cross-Culture Adjustment When Studying in the UK. Some of the obvious challenges that one will face include language, change in climate, change in the type of food, and even clothing. The feeling will obviously be full of homesick and some sense of helplessness in the first days. There will be some feelings of anxiety and uncertainty. After the full adventure one will feel isolated from home thus some frustrations will come out. Such characteristics are normally experienced when changing from one culture to another thus learning to adjust is the best way that a person will be able to cope with the challenge.

Although the attitude towards something may look the same, the way it is being expressed may be quite different. Taking for example how people in different worlds experience happiness. The feeling varies from culture to culture therefore a student in a foreign country may find it hard to socialize with colleagues who hail from a different background (Yaqing, 2010). An international student can do research on the cross-cultural experiences that are likely to be encountered and their adjustments. Information can be found on the university’s websites and blogs (Yaqing, 2010). Proper information on the university and the place to visit is vital in gaining enough knowledge of the kind of place and the culture. This will give an insight into the nature of the university and the course preparing to take. It is better for the student to understand the nature of life abroad than to wait and face a culture shock.

This addresses the importance of cross-culture adjustment in overseas students studying and living abroad. Students who adjust to the culture of the host country are likely to feel more at home and the culture of the host country becomes part of his life. Though the process of adapting to the new culture is challenging, it has a lot of positives.&nbsp.The international student who undergoes the challenge will have the benefit of achieving personal growth that will be meant they will be able to flexible and insightful to the language.

Write 20 pages with APA style on Aboriginal land rights in Australia.

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Write 20 pages with APA style on Aboriginal land rights in Australia. o Aborigines, Diane Bell has boldly expressed it as a sign that there is a drastic alteration in the legal and administrative stance to the acknowledgment of Aboriginal rights in Australia. Bell further justified her claims through pronouncing these statements.”Nowhere are these changes as striking as in the struggle of the Aboriginal people to gain recognition of land rights. This struggle has involved both moral and legal re-examinations of the relationship between a settler population and the original inhabitants. The wording of the Land Rights Act Northern Territory (1976) and the reference to customary law both assume that Aborigines have rights and a system of law, and that these have existed for many thousands of years. Such propositions would have been unthinkable two hundred years ago, when Australia was settled as a British colony. Not only has the legal profession had to rethink its judgments and governments to legislate to recognize aspects of Aboriginal Rights, but the Aborigines themselves have organized locally and nationally to bring the grievances and the injustices suffered by their people to the attention of other Australians and to people abroad.”1

Nevertheless, there are alarming difficulties regarding the debate on land rights. The issue has branched out extensively to include political implications which made it extremely complicated to represent objectively and impartially. In a scholarly matter, it is rather inappropriate to provide an in-depth analysis of the causes of the land rights battle while it is still being fought. Neutrality of opinion regarding a politically charged state of affairs can be then argued as an indication of support to the conservative racist forces in Australia which combat the bestowing of land rights to the original inhabitants of Australia.

Nonetheless, there is an urgent need to expose and investigate the issues revolving around the land rights movement since arguments and raison d”tre on both sides of the problem are dreadfully ambiguous. A tranquil and balanced evaluation of the diverse issues of the land rights movement can possibly generate a remedial and enlightening effect and conceivably guide those who are fervently faithful to the land rights proposal to come up with a persuasive way in presenting their case.

Many Australians advocate the recognition of the Aborigine’s traditional land rights which constitute the right to utilize and subsist on the land that they have previously occupied. The supporters of the land rights movement give their best hopes that a greater recognition of these customary rights, which is termed as the native title, would smooth the progress of compromise between Aborigines and white Australians. However, the land claims of the Aborigines demonstrate composite legal concerns, such as the problems that granting of native titles will cause to private welfare in the land that have existed in Australia over the past two decades. The complex issue over land rights necessitates the vitality of confronting the problem with the deep-seated legal principles regarding land rights of aboriginal people.

The Land Rights Movement

In the 1960s, the Aboriginal land rights movement inaugurated its emergence as a “movement”, as such.

write an article on Crime in the Perception of Right-wing.

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Hello, I am looking for someone to write an article on Crime in the Perception of Right-wing. It needs to be at least 2000 words. Right-wing criminologists fears the uncertainty of criminal behavior on the ground of racism, ethnicity and inequality and labels crime on the basis of social settings. While it is certainly true that right-wing political efforts are not always vague to obey traditional values, it does not follow that right-wing promotes fundamental school of thoughts in ceasing crime. In the course of this paper, we will discuss critically on what grounds crime spreads malaise and to what extent right wing draws a distinct line between causes and efforts to control crime and right-wing criminologist and the moralist. This will be further analysed in the light of critical criminological theory, which elaborate and assesses various efforts done in order to prevent crime. The rest of the analysis will critically analyse right-wing perspectives on violence, thereby locating the roots of criminality in the individual. This analysis will center around the realist aspect of the right-wing criminologists, that categorise crime under the heading of ‘right realism’ and relates more to a realistic view about the causes of crime and deviance than to a particular set of methodological principles.

Right-wing criminologists, being strictly conservative perceive criminality in the context of those attempts that control and prevent criminal behavior. Therefore they possess the opinion that suggests solutions to the crime problem as couched in terms of a clear distinction between criminals and non-criminals, such that the behavior of the former has to be visualised as punishable. The contemporary economic and political scenario of any society reveals the extent to which most people are law-abiding and some criminals experience fear and predict an anticipated economic collapse among individuals, during times of economic uncertainty. Since right-wing never consider the economic consequences as the causes to spread crime, they perceive crime as policy-oriented institution which works in the absence of common culture and ethics.

While blaming that criminals are due to our permissive social policies that allow unnecessary freedom to our society, they blame immigrants solely responsible for spreading malaise. The claim that right-wing conservatives believe that individuals are solely responsible for their acts and must be punished accordingly, arise two notions. First, that individuals are the cause of events that effect them, and secondly, the fact that individuals are responsible for making the most of the situation, in which they find themselves suitable to commit any crime. This explanation fits into the ‘non-native’ immigrants’ who, robs the social sector from white-collar jobs and social security. Right-wing explanations about crime includes social policies which provides the right-wing thinkers an edge to contemplate upon the notion that by invariably attaching considerable weight to changes in social conditions as methods of ‘reducing’ crime, we are able to cease crime. Now, ‘reducing’ crime refers to ‘reducing’ the number of foreign immigrants to a country, i.e.

Write a 2 pages paper on things that causes stress in my person life.

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Write a 2 pages paper on things that causes stress in my person life. 1Stress Page A day in the life of a typical human being, such as me, is spent attempting to avoid obstacles that slow down the normal flow of the day. These obstacles tend to be abundantly available and considerably painful in the amount of stress that they can add to an otherwise average day. Three annoyances that cause me a great deal of foot-stomping, ulcer-creating distress include attempting to keep the car clean of snow and grit throughout the winter, waiting in line to pay at the register, and store return policies that turn out to be far from the truth.

I enjoy the changing seasons. There is nothing quite as beautiful as the colorful leaves of the fall and the crisp clean look of winter’s new fallen snow. Or how perfectly it molds to an automobile. Ice first, licking and adhering to the windows, followed by a nice heaping layer of snow. This isn’t a terrible thing, on those days one finds they have fifteen or twenty minutes to allow the car to warm up and one can take the time to brush it all off. Yes, all of it. Begin with the top of the car and brush it completely off. Don’t forget the rear lights and the head lights. Then commence scraping. For the sad fool that doesn’t own a brush/scraper combo, a swift movement of the forearm will be sufficient, and a credit card will do well to take care of the ice, but take care to not break the card in half and lose those meager spending privilege. Again cleaning the snow off of a car could be enjoyable on a day of leisure. For the rest of the winter, prepare to shaking violently in the car that is not properly warmed up, while looking through a credit card sized hole that is all that could be managed to be cleared from the windshield. As for the rest of the car, just hope that it blows off before red lights flash in the rearview mirror. The days following that fresh fallen snow, look forward yellow-brown salt filled slush to be

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splattered and clinging to the car. This disgusting mess proves to be even more stressful because if it is not cleaned promptly, it can lead to the decay of a car’s finish, not to mention ones’ clothes.

Number two stress on this scale is waiting in line at the cash register. During the holiday season this feeling is heightened to dangerous levels. Grocery store or mall, the story is usually the same. People waiting in line to be able to call their purchases mine. Upon reaching the check out register there is always the task of choosing the proper lane. It is important that one takes into consideration the amount of items of the people already waiting, as well as the length of the line. Regardless of the careful thought into this process, it seems that whichever lane has been chosen is doomed to be the most problematic. For some reason the high tech scanner won’t read the tag on one of the items of the man in front of you, so a manager has to be called, a manager who is on a smoke break, who is waited for, foot tapping and fingers drumming until all is given up in a storm of fury out of the store. Later this fury is commonly regretted because a return the very store is required.

On the same note, store return policies that are untrue might be the most frustrating of all. One chain in particular, we’ll call them Worst Purchase, might lead the pack in misleading the masses. Worst Purchase guarantees high-quality high-tech products and will take them back if something does not work. Worst Purchase neglects to tell customers that, if they in any way open or try the use the product first and find it at faul,t that they will not take it back. Say, for example, a person receives a CD for a gift only to find that it won’t play. Worst Purchase will

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not only not take it back (with the receipt) and not offer in store credit, they won’t even play the CD to prove the customer’s claim.

After of day of scraping icy, dirty slush and waiting hours in the customer service line, hearing “I’m sorry that’s not in our policy” might just end a person’s shopping experience with someone in the hospital. It is remarkable to note that these three major stresses in my life highlight the holiday season, a time of peace and goodwill. Sarah Jones, fitness director of Spectrum Athletic Club says, “Try to involve exercise in your holiday” in order to reduce stress (Hunt). Take her advice and get out there and scrape!

Works Cited

Hunt, Paula. “Survive the holidays with low-stress plan.” MySA.com. Express-News. 14 November 2005. http://www.mysanantonio.com/salife/health/stories/MYSA111405.1P.HolidayStrategies.1162dc15.html. 2 December 2005.

Compose a 2000 words assignment on impact of multinational firms on the economic development.

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Compose a 2000 words assignment on impact of multinational firms on the economic development. Needs to be plagiarism free! The spreаd of multinаtionаl firms wаs often viewed with suspicion аnd mistrust in such countries, pаrticulаrly in those thаt pursued а strаtegy of import substitution. In this pаper, I will tаke а look аt both positive аnd negаtive effects of multinаtionаl firms on the economies of developing nаtions. I will аrgue thаt such compаnies through their аctivity provide FDI in the economies thаt аre still under development аnd speаk аbout pros аnd cons of the globаlizаtion in frаmes of multinаtionаl firms. The concept of linkаges will be discussed in order to understаnd the link between the multinаtionаl firm аnd the effect internаtionаlizаtion on the economies of developing nаtions.

Multiple mаrket forces аre behind the observed growth of multinаtionаl firms: reduction in costs of communicаtion hаs eаsed the constrаints on globаl rаtionаlizаtion of production аnd the informаtion technology revolution hаs creаted mаrkets for mаny new products аnd services. Increаsed world trаde in services hаs further contributed to globаlizаtion of multinаtionаl firms since services often require suppliers to hаve а physicаl presence in а mаrket. However, chаnges in the mаrket environment do not cаpture the whole story.

Policy initiаtives hаve plаyed а centrаl role: mаny countries hаve gone further thаn simply removing bаrriers to inwаrd multinаtionаl firms аnd hаve tаken а more pro-аctive аpproаch towаrd аttrаcting multinаtionаl firms to enter the mаrkets of developing countries through the use of fiscаl аnd finаnciаl incentives. This new, more fаvorаble, policy environment in mаny developing аnd formerly communist countries contrаsts shаrply with historicаl аttitudes towаrd multinаtionаl firms in these countries.

The recent wаve of liberаlizаtion of trаde аnd FDI policies suggests thаt the optimistic view of multinаtionаl firms seems to be gаining the upper hаnd. One mаnifestаtion of this trend of liberаlizаtion is the proliferаtion of bilаterаl investment treаties аcross countries: there now exist 1,513 bilаterаl investment treаties аmong countries, compаred with fewer thаn 400 аt the beginning of 1990 (UNCTАD 1998). Of course, the fаilure of import substitution аs а strаtegy for development is а cruciаl reаson behind this remаrkаble turnаround in policies in mаny developing countries.

Within the more optimistic view of the effects of multinаtionаl firms to the economy of developing nаtions is thаt it pushes forwаrd the process of industriаl development by creаting linkаges with the rest of the economy.

In а clаssic work, Hirschmаn (1958) developed the concepts of bаckwаrd аnd forwаrd linkаges аnd аnаlyzed their importаnce for economic growth. In his own words: The setting up of аn industry brings with it the аvаilаbility of а new expаnding mаrket for its inputs whether or not these inputs аre supplied initiаlly from аbroаd.

This enhаnced mаrket exerts а bаckwаrd pressure for estаblishing industries thаt supply the new entrаnts. He cаlls this process bаckwаrd linkаge effects:

Every non-primаry аctivity will induce аttempts to supply through domestic production the inputs needed in thаt аctivity.

Similаrly, forwаrd linkаge effects аre creаted when one industry uses аnother industry’s outputs аs its inputs:

Every аctivity thаt does not by its nаture cаter exclusively to finаl demаnds will induce аttempts to utilize its outputs аs inputs in some industries.

Complete 3 pages APA formatted article: Megaloblastic Anemia.

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Complete 3 pages APA formatted article: Megaloblastic Anemia. An absence of this factor is the most cause of pernicious (megaloblastic anemia). Children inherit this condition when this condition happens low levels of factors produce a symptom of juvenile pernicious anemia in the children’s less than the age of 10. (Intelihealth). Nyhan syndrome or Lesch-Nahyan syndrome is a disorder that is caused by the deficiency of an enzyme hypoxanthine-guanine phosphoribosyltransferase(HGPRT). Lack of this enzyme, the human body restricts the utilization of vitamin B12 leading to megaloblastic anemia. (Lesch-Nyhan Syndrome). Apart from cobalamin and folate deficiency, the molecular basis for the megaloblastic anemia is in the failure in the synthesis and assembly of DNA. (Megaloblastic anemia).

Other causes include cytotoxic drugs that interfere with DNA synthesis. Alcoholism, pregnancy, fish tapeworm infestation, failure to replicate chromosomes due to lack of the nucleotides thymidine and the disruption of intestinal flora due to antibiotic uses are some of the other causes of megaloblastic anemia. (Megaloblastic anemia).

Anecdotal evidence suggests that in all cases of megaloblastic anemia caused by a deficiency of Vitamin B12 or folate, the patients will have an elevated MCV and a high HDW (Siemens, 2007). In cases of chemotherapy-induced macrocytosis, the patients should have a normal or raised HDW (Siemens, 2007).&nbsp.&nbsp.

The tests that are used to diagnose megaloblastic anemia primarily are routine tests like a blood test which included both complete blood count (hemoglobin and hematocrit) (Pernicious anemia). Very large oval blood cells and the presence of abnormally shaped neutrophils are an indication of megaloblastic anemia. The physician enquires about complete medical history and physical examination, diagnostic procedures for the disorder. The physical exam includes: 1) checking for pale or yellowish skin and a red and smooth tongue. 2) Listening of the heart to check the rapid heartbeat or murmur. 3) feeling the abdomen to check the size of the liver. (Pernicious anemia)

Vital tests are also done to check the vitamin B12 level, folic acid. Homocysteine is high in anemia due to a lack of cobalamin. The level of methylmalonic acid is also high in anemia due to a lack of vitamin B12 or folate. Other blood tests include the presence of intrinsic factor antibodies and parietal cell antibodies. The levels of bilirubin, potassium or cholesterol in the blood are also confirmed. The serum iron and the iron-binding capacity are also checked. A reticulocyte count is also checked to confirm if the bone marrow is producing RBCs at a proper rate. The reticulocyte number is low in patients suffering from Pernicious anemia. (Pernicious anemia)

A schilling test is one of the very important tests that are being carried out in patients with this disorder. This test is done to detect vitamin B12 absorption. Cobalamin levels are measured after the ingestion of radioactive Vitamin B12. In a normal scenario, the ileum absorbs more than the body and excreted out in urine but when a patient has megaloblastic anemia.

writing homework on Rash Impulsivity, Sensitivity to Reward and Ecstacy Use.

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Need help with my writing homework on Rash Impulsivity, Sensitivity to Reward and Ecstacy Use. Write a 1750 word paper answering; Based on the results from the frequency distribution table, the participants, in relation to gender were distributed in the proportion that 39.4% were male (82 males) and 60.6% of the participants were females (126 females), with minimal age being 18 and a maximum of 50 years at a mean of 23.41 and a standard deviation of 5.153. The measured variables in this study included the rash impulsivity, sensitivity to reward, and the frequency of ecstasy use.

Self-administered questionnaires (flyers) were used to collect the data and assess the response to the variables by the respondents and from which statistical analyses were based. According to the multiple regression tests that were conducted, it was revealed that there was sensitivity to reward and the ecstasy frequency had a significant effect on the rash impulsivity. As such, when evaluated from the basis of current findings, it is suggested that ecstasy use is the determination of the sensitivity to reward and the rash impulsivity. However, limitations are also noted that are perceived as having a direct influential effect on the frequency of ecstasy.

While the link between impulsivity and substance use is well-established, it is also clear that the way impulsivity and substance use are measured impacts on the strength of this relationship. For example, although earlier studies measured impulsivity as a unidimensional construct, it is now acknowledged that impulsivity comprises two separate dimensions (rash impulsivity and sensitivity to reward). The extent to which both of these dimensions are related to substance use is unclear. Likewise, results are likely to differ depending on whether substance use is based on a categorical (user versus non-user) or a continuous version of the construct (i.e. frequency of use). As a result, it would be meaningful to scrutinize the link between ecstasy use and impulsivity from both a continuous and categorical perspective, using the same sample.

In the world today, the use of ecstasy is largely spreading and the same is a common factor especially in Australia.

Create a 6 pages page paper that discusses improving process.

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Create a 6 pages page paper that discusses improving process. According to the report&nbsp.the statistical representation of Six Sigma describes quantitatively how a process is performing. To achieve Six Sigma, a process must not produce more than 3.4 defects per million opportunities. A Six Sigma defect is defined as anything outside of customer specifications. A Six Sigma opportunity is then the total quantity of chances for a defect. Process sigma can easily be calculated using a Six Sigma calculator.

This study highlights that Six Sigma process improvement methodology provides a strong quantitative on process improvements which includes figures for budgets for the process improvement, expected &amp. actual results / ROI of the process improvement project and data based statistical analysis of information which provides a very strong impact in terms of business benefits and value provided. This is a structured process improvement methodology which can be applied to any process or multiple processes at a time to identify improvement opportunities and implement them in a controlled manner. The tools and techniques defined in Six Sigma Methodology are very comprehensive as well as general purpose and greatly assist in ensuring that all the key aspects of the problem are appropriately analyzed and considered before suggesting a process improvement solution. Stringent gateways or exit criteria for each phase of the Six Sigma Methodology ensure that all the steps are correctly performed and are adequately justified.