Write 4 pages thesis on the topic have rating agencies become more conservative implications for capital structure and debt pricing.

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Write 4 pages thesis on the topic have rating agencies become more conservative implications for capital structure and debt pricing. This is notably in the assignment of corporate credit rating between the years 1985 and 2009. This conservatism has seen the average debt ratings drop by three notches over this period. However, these changes in credit rating have not produced the anticipated implications for many firms. The affected had adopted a policy of holding more cash and issuing less debt.

The events that led to the financial crisis in 2008 were linked by observers to have been partly caused by rating agencies due to their failure in rating the creditworthiness of individuals as well as institutions. These observers accused the rating agencies of having been too generous with endorsing institutions to borrow high valued securities despite the associated high default risk. Following the financial crisis, these companies have been subjected to increased scrutiny to avoid such a scenario from repeating itself.

As such, several changes have been made in the standards applied by rating agencies that have had a significant impact of companies debt pricing policies. These changes have been as a result of the direct blame to rating agencies for the 2008 economic crisis. The conservatisms of rating agencies, first documented by Blume and MacKinlay, has shown that the latter increased conservatisms. For instance, a firm rated AAA in terms of credit worthiness back in the year 1985 could only be rated AA in the year 2009 when the standards of rating agencies were reviewed. Astonishingly, firms with BBB rating by 1985 have been seen to lose their creditworthiness by recent times.

The implications of this increased conservatism can be viewed in two dimensions.

write an article on social media has a negative impact on teenagers Paper must be at least 1250 words.

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Hi, I am looking for someone to write an article on social media has a negative impact on teenagers Paper must be at least 1250 words. Please, no plagiarized work! Teenagers continuously are exposed to all kinds of social media outlets, from Facebook, Tweeter and MySpace, Instagram among others. However, teenagers tend to devote a large amount of time to social media, and this has been a negative impact. In the US. for instance, it is estimated that 8 to 18 years old devote more than 10 and a half hours using social media. Many teenagers are exposed to so various dangers online from addiction to cyberbullying and from the false sense of connection to declining social skills. For a fact, social media has been spreading like a fire, and this sensation triggers major impacts because teenagers can access it anytime.&nbsp.

The engagement in anything or use at an extreme can result in negative impacts such as addiction, and social media is an example of such an entity. An addiction comes from overuse of social media, and that has been a worrying trend. Compared to adults whose brains are fully developed teenagers brains are not and as such social media is today affecting teenagers more prominently (Webster, 2010). Likewise, teenagers are still having the ability to constantly developing brain, and the high use of social networks is wiring their brains accordingly. Many have been addicted more, and social media has been considered as their “god” (Webster, 2010).

According to “Over All Media Use,” “…12- to 14-year-old and 14- to 18-year-old individuals exposed to the most social media: up to entirely 10 hours in a given day”. From these facts, it can be evident that teenagers who should otherwise be spending more time learning a new concept in schools or concentrating fully on their studies are leaning more towards these social network sites such as Facebook, Instagram, etc. This disturbance is resulting in poor scores and performance in many institutions of learning. In the article titled “Over All Media Use,” “students who are&nbsp.heavy social media users have the highest probability to report obtaining fair if not poor grades (normally C’s or lower) than other students”.&nbsp.

writing homework on The Psychology of Criminal Conduct. Write a 1000 word paper answering; Victims of this condition show no regard for right and wrong and often disregard the rights, wishes, and feelings of others while general criminal involves deliberate contravention of the state law. Ted Bundy qualifies to be identified as a psychopathic serial predator due to his deceitful and well-organized tactics of luring, killing, and evading the law.

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Need help with my writing homework on The Psychology of Criminal Conduct. Write a 1000 word paper answering; Victims of this condition show no regard for right and wrong and often disregard the rights, wishes, and feelings of others while general criminal involves deliberate contravention of the state law. Ted Bundy qualifies to be identified as a psychopathic serial predator due to his deceitful and well-organized tactics of luring, killing, and evading the law.

It is important to note that criminal psychopathy is reflected in behavior such as substance abuse, sex addiction, drug addiction, addiction to gambling among other related compulsive behaviors. On the other hand, on-criminal psychopaths exhibit mild compulsive behavior such as internet addiction, procrastination, television watching (Dekle,2011). In regard to these concepts, the case of Bundy can be classified as criminal psychopathy due to his addiction to sex-related crimes. In connection with the case of Bundy, Criminal profiling can be seen as an act of developing a psychological profile of an offender based on the state of the crime scene. This is always carried out by the forensic psychologist. This differs from other forensic evaluation procedures in that it crime scene helps to label the perpetrator as organized, disorganized, or mixed and the investigator uses this to study the behavior of the culprit for possible prosecution. The meticulous plan of Bundy in his many cases of crimes could only be managed by this method of investigation. According to the several revelations of maimed and dead bodies of females in Washington State mountain area where Bundy used to dispose of his victims, there was some level of similarity in the way they were killed and this formed the basis of investigation for the predatory man. In-depth analysis of the documented facts of Ted Bundy’s behavior, he was a criminal psychopath who suffered from compulsive and addictive behavior in criminal.

The Annotated Outline and Bibliography below explores the important concepts in criminal profiling that can be attributed to the behavior of Ted Bundy.

Dekle, G. R. (2011). The last murder: The investigation, prosecution, and execution of Ted Bundy. Santa Barbara, Calif: Praeger.

DeKle explores the life history of Bundy with emphasis on his criminal record and several attempts to evade the arm of the law. The author highlights important psychological and sociological factors that can be associated with Bundy’s behavior.

This work is relevant to the topic under study in giving the overall criminal profile of ted Bundy and a source of future literature for similar cases of criminality.

Rippo, B. M., & Aguilar, A. (2007). The professional serial killer and the career of Ted Bundy: An investigation into the macabre ID-ENTITY of the serial killer. New York: iUniverse, Inc.

The author of this book explores the life history of Bundy with major emphasis on his criminal record and several attempts to evade prosecution. The author highlights the important psychological and sociological aspects that can be associated with Bundy’s behavior.

This reading is relevant to the topic under study in giving the overall criminal profile of ted Bundy and a source of future literature for similar cases of criminality.

Patrick, C. (2005). Handbook of Psychopathy. New York: Guilford Publications.

This work explains several concepts surrounding psychopathy and its relative role in the behavior of criminals. It is relevant to the objective of this paper as it gives detailed information that can be related to Ted Bundy’s behavior.

Helfgott, J. B. (2013). Criminal psychology.

Helfgott explores the criminal and non-criminal variants in criminal psychology which is relevant to the topic under study involving fundamentals of criminal profiling.

Andrews, D. A., & Bonta, J. (2010). The Psychology of Criminal Conduct. Burlington: Elsevier Science.

The authors of this work extensively discuss the psychology behind crime which is in line with the investigative research on criminal profiling in this study.

Hildebrand, M. (2004). Psychopathy in the treatment of forensic psychiatric patients: Assessment, prevalence, predictive validity, and clinical implications. Amsterdam: Dutch University Press.

Hildebrand explains several concepts surrounding psychopathy, forensic psychiatry, and its relative role in the behavior of criminals. It is relevant to the objective of this paper as it gives detailed information that can be related to Ted Bundy’s behavior as a typical case.

Rotgers, F., & Maniacci, M. (2006). Antisocial personality disorder: A practitioner’s guide to comparative treatments. New York: Springer Pub.

The authors of this work extensively discuss the guide towards antisocial personality disorder which constitutes psychology behind crime which is in line with the investigative research on criminal profiling in this study. It is relevant in this study as it offers comparative treatment evidence that could fit the subject in this case.

Kantor, M. (2006). The psychopathy of everyday life: How antisocial personality disorder affects all of us. Westport, Conn: Praeger.

Kantor offers an insight into the impacts of psychopathy in everyday life in society. It stands relevant to the case of Ted Bundy as one of the many causes of the antisocial personality disorder victim.

Turvey, B. E. (2008). Criminal Profiling: An Introduction to Behavioral Evidence Analysis. Burlington: Elsevier Science.

Turvey explains several concepts surrounding Criminal Profiling, forensic psychiatry, and its relative role in the behavior of criminals. It is relevant to the objective of this paper as it gives detailed information that can be related to an investigation under question.

Schlesinger, L. B. (2007). Explorations in criminal psychopathology: Clinical syndromes with forensic implications. Springfield, Ill: Charles C. Thomas, Publisher.

The author explores the Clinical syndromes with forensic implications in criminal psychology which is relevant to the topic under study involving the fundamentals of criminal profiling.

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Write 4 pages thesis on the topic the music of 20th century.

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Write 4 pages thesis on the topic the music of 20th century. Popular music or simply Pop music, another branch of music is defined as the part of popular culture, with a number of musical styles and wide commercial distribution. It is interesting to observe that both the Folk and Pop music influenced Classical music, which is described as the music of emotion, with strict rules on composition and singing. Thesis statement: Influence of Folk and Popular music on classical music composers during the twentieth century.&nbsp.&nbsp.&nbsp.

Influence of folk music on classical music composers

When one listens to the classical compositions of the 20th century, it is apparent that it is deeply influenced by Folk music. Besides, the prominent classical composers like Mozart, Beethoven, and Brahms made use of Folk themes in their compositions. For instance, some of Beethoven’s important compositions are an improvised form of Folk music and his Pastoral Symphony was influenced by Yugoslav dance melody. Brahms used themes from small village folk songs. Other important Classical composers like Vaugher Williams (England), Bartok (Hungary), and Kachaturian (America) are influenced by English folk music, Hungarian Folk music, and American Indian/ African Folk music respectively. Earlier, Folk music was the only mode of sharing and performing music by the entire community. Later, the Classical composers used Folk music to add a national character to their compositions. So, it is apparent that folk music deeply influenced classical music composers.

Influence of pop music on classical

Pop music, which is an amalgam of other important music genres, with the help of its multicultural characteristics allow absorbing themes from a variety of sources. In the work-‘Pop music: technology and creativity: Trevor Horn and the digital revolution’&nbsp. Timothy Warner reflects that: “ While British writers seem able to make clear distinctions between pop and rock, their American counterparts- as several important studies suggest- do not perceive such marked contrasts between the two.” (Warner 3) the British writers made a division between pop and rock into two different categories but the American writers consider pop and rock as same.

research paper on user access verification and security. Needs to be 5 pages.

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Need an research paper on user access verification and security. Needs to be 5 pages. Please no plagiarism. OSPF was used as the dynamic routing protocol on the routers. OSPF best fits the scenario because it was assumed that not all routers are Cisco. OSPF has the capability for route redistribution, which is a translation service between routing protocols using the Dijkstra algorithm. OSPF converges quickly and supports multiple equal-cost routes to the same destination (Parkhurst 444).

OSPF routing algorithm was used to enable communication to remote networks. OSPF enables fast convergence in large networks and a default static route was configured on the London HQ router. The reason behind using OSPF is that it can support variable-length subnet masks (VLSM) and non-contiguous subnets and therefore can meet all the demands of the organization.

The table below shows a detailed addressing scheme, including network addresses, their relevant subnet masks, and IP addresses for each PC as specified in the design topology diagram. The sub-netting is based on the number of hosts available in London (HQ), Paris, and Rome.

The interfaces have their IP addresses configured, OSPF routing algorithm was used to enable communication to remote networks. OSPF enables fast convergence in large networks and a default static route was configured on the London HQ router (Tiso&nbsp.441).

Create a thesis and an outline on Integrated STEM Education. Prepare this assignment according to the guidelines found in the APA Style Guide.

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I need help creating a thesis and an outline on Integrated STEM Education. Prepare this assignment according to the guidelines found in the APA Style Guide. An abstract is required. Integrated STEM Education” An integrated STEM education relates to the efforts put to ensure that STEM s are incorporated into K-12 education. As seen in the study conducted by the National Academy of Engineering and National Research Council (2014), there have been numerous efforts to ensure that STEM is learnt effectively by all learners. These approaches have seen the subjects appreciated both in the formal as well as the unofficial setting. Among the approaches include coming up with a problem based learning approach that seeks to solve the crisis that revolves around the STEM subjects.

For the K-12 learners, it is evident that they require approaches that will increase their interest in the subjects. Through the integrated approach, the National Academy of Engineering and National Research Council (2014) point out that the learners will be more motivated and encouraged to design their own knowledge of the environment around them. It is, therefore, arguable to conclude that integrated approaches learners are more motivated to learn the STEM subjects.

Successful integration of STEM has also seen the teachers be conversant with their roles in the classroom setting. The educators, as seen in the research conducted by National Academy of Engineering and National Research Council (2014), have played the role of encouraging the learners to continually solve problems that emanate from the STEM fields. It is expected that these approaches, will undoubtedly see an integrated STEM education.

Reference

National Academy of Engineering and National Research Council (2014).&nbsp.STEM Integration in K-12 Education: Status, Prospects, and an Agenda for Research. Washington, DC: The National Academies Press.

Complete 5 pages APA formatted article: Ecological Ethics. Polar bears are a species that is in the midst of mass extinction (Ashraf 23).

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Complete 5 pages APA formatted article: Ecological Ethics. Polar bears are a species that is in the midst of mass extinction (Ashraf 23).

Polar bears are found in the arctic region, being the first animals to be categorized as the most endangered animals and are threatened to become extinct. Their diet generally consists of seal, fish, birds, caribou, grass, and seaweed, but sometimes they feed on whales that loss their way and come to the shores. Polar bears are excessively hunted for their meat, hides, fat, and tendons. If Polar bears were to be extinct, the arctic food chain will ultimately be affected. Additionally, depending on the importance of this species, it will either have a small or huge impact on the environment and the social life of man (Bourke 69). If the food chain is damaged. it is probable that other animals fed on by this species will become extinct along with it and those species hunted by the polar bears.

The extinction of polar bears would mean that the seal population increases and consequently, all the food for seals will decrease. With time, seal food would disappear, leading to the death of some seals due to starvation. Several other scavenger carnivores do depend on at least the kills of polar bears. Failure to save this endangered species will, for instance, result in the loss of animals like the arctic fox (Koeberl and Kenneth 43).

Just like the deer in Aldo Leopold’s “ecological ethics in thinking like a mountain” would rejoice for the availability of abundant flesh if the wolf was extinct, seals in the arctic region would feast on small fish in the absence of the polar bear. Similarly, when polar bears get extinct, seals die for starvation, there would be a likelihood of an increase in fish, which would in turn feed more on seaweed and algae. On the other hand, grass, which is also a diet for polar bears would grow on a large scale, especially along seashores. People in the arctic region do hunt seals, caribous, and whales for food during winter seasons. The disappearance of polar bears would mean more meat and skin for the arctic human population (Bourke 69-73).

As much as we argue that the extinction of polar bears is an advantage to the arctic species like seals, fish, and some human population, this predator performs a very vital role in its habitat and in the food chain.

Provide a 1 page analysis while answering the following question: Health Literacy. Prepare this assignment according to the guidelines found in the APA Style Guide.

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Provide a 1 page analysis while answering the following question: Health Literacy. Prepare this assignment according to the guidelines found in the APA Style Guide. An abstract is required. Evaluating Websites on Medicine and Health Sciences Affiliation: Evaluating Websites on Medicine and Health Sciences The websites that address health information include http://phpartners.org/hpro.html, http://www.cdc.gov/healthyyouth/sher/standards/ and http://health.tki.org.nz/. These websites are comprehensive and accurate. They give the names of authors to increase the authenticity of website content. They are accurate in giving facts and details concerning different health aspects. They offer credible information presented in a simple language for easy understanding. Websites that address diseases/conditions include http://www.idsociety.org/Index.aspx, http://www.cdc.gov/ and http://www.niaid.nih.gov/Pages/default.aspx. The websites have authority because they include the people responsible for their content such as verifying the legitimacy of the website and authors’ qualification for writing health journals and articles (Eysenbach, 2002). In terms of coverage, the websites successfully address the topics clearly and provide supporting evidence for any assertions made. Websites that address pharmacy concerns include http://www.diahome.org/en-US.aspx, https://www.medicare.gov/ and http://www.fda.gov/Drugs/DrugSafety/DrugShortages/. The websites are very objectives because their content is supported by evidence and is not biased. They are updated regularly and the content displayed is current, with dates posted and updated indicated within the web pages. They are well maintained, with user friendly features that allow easy navigation.

Websites that address health care topics include https://www.dshs.state.tx.us/cshcn/, https://www.healthcare.gov/ and http://www.hrsa.gov/. They cover the topics comprehensively, and present supportive evidence for arguments. They address information needs of their target audience in a simple manner. The websites appear organize with links that open quickly to display content (Eysenbach, 2002). The sites appear well maintained and often updated to maintain currency of their content. Websites addressing health concerns include: https://www.healthconcerns.com/, http://www.mentalhealthconcern.org/ and http://explorehealthcareers.org/en/issues/policy. These sites are accurate because they list the sources of factual information and avoid grammatical errors. They are objective in that the information provided is free from. The sites cover the topics comprehensively, addressing key areas in a brief but precise way. They avoid medical jargon to make their content easy to understand for all visitors.

References

Eysenbach, G. (2002). Issues in evaluating health websites in an Internet-based randomized controlled trial.&nbsp.Journal of Medical Internet Research,&nbsp.4(3).

Write 3 pages thesis on the topic health service administration.

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Write 3 pages thesis on the topic health service administration. Trends in the hospital sector can be inclusive of both positive and negative trends, where the positive ones relate to demographics and the negative to compensations. These trends have their benefits and disadvantages thus influencing performance. One of the trends relates to technological advancements where most hospitals are yet to be equipped with the current technology (Duggan, 2000). This is due to the expense of the tools and the craftsmanship.

Besides this the global reach and the personalized care. The treatment to disease has expanded to most regions in the world and yet most chronic diseases are still a major concern. Individuals in most countries are not able to access proper medical care and others seek personalized services based on the social status. Thirdly, the aging population, chronic diseases, obesity and diabetes epidemics are trends in the hospital sector. This are put in place to measure and control the diseases as well as to give a proper analysis to the sector.

One of the most important roles of hospitals includes training. They are actively involved in the teaching and instruction to medical and nursing staff. This ensures that there is active provision of medical facilities, health and welfare (Kessler & McClellan, 2002). The nursing homes provide exercise facilities to the nurses on the discharge of their knowledge and skills acquired. On the ground, the hospitals provide care to those who cannot access it and also participate in educating the society.

l2 maths and physics short task

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I need some assistance with these assignment. l2 maths and physics short task Thank you in advance for the help! This section should be completed by the learner for each Level 2 unit taken and must remain with the assignment for moderation purposes. Learner Centre Name

Unit Title Level 2 Introduction to Mathematics and Physics 500 word task Word Count 500

Date due in 29th November 2013 Date Submitted

Assignment Title

L2 Maths and Physics Short Task

Assignment Brief

You must produce a poster showing the relationship between the temperature scales of Fahrenheit, Celsius and Kelvin using equations and graphs including an evaluation of the usefulness of each. (2.3)

Your poster must contain the following:-

An explanation of the three different temperature scales including fixed points. Remember to reference your sources. (1.1, 1.2, 2.1, 5.1)

An evaluation of why and when each one is used. Remember to reference your sources. (2.1, 2.2, 2.3, 5.1)

Equations to convert Fahrenheit to Celsius, Fahrenheit to Kelvin and Kelvin to Celsius. (1.2, 2.1, 2.2, 2.3, 5.1)

One graph with two lines that shows the conversion from Fahrenheit to Celsius and Fahrenheit to Kelvin. (1.2, 2.1, 2.2, 2.3, 5.1)

An explanation of how these equations are related to the straight line equation, y = mx + c, including what the constants m and c stand for. (1.2, 2.1, 2.2, 2.3, 5.1)

Correct spelling, punctuation and grammar. (5.1)

Disclaimer to be completed by the learner for each piece of work submitted for assessment:

“This is all my own work and all sources including Internet sources have been acknowledged and attributed in the text and bibliography. I am aware of the Ascentis Malpractice Policy and Procedure.”

Learner SignatureDate

This section should be completed by the tutor and returned to the learner

Learning outcomes

Assessment criteria

The learner should be able to:

The Learner has achieved this outcome because s/he can:

Met

1.0 Demonstrate a developing knowledge and understanding of a range of terms and concepts related to mathematics and physics appropriate to the unit and level of study

1.1 Identify some key terms and concepts in mathematics and physics

1.2 Produce evidence of appropriate use of terms and concepts related to mathematics and physics

2.0 Demonstrate a basic knowledge and

understanding of a range of sources of evidence related to mathematics and physics in a short task

2.1 Identify and use a range of sources of evidence in relation to mathematics and physics in a short task

2.2 Interpret evidence related to mathematics and physics appropriately

2.3 Produce a short report / assignment that presents information in an appropriately structured format, drawing some conclusions and offering some evaluation

5.0 Apply language skills appropriate to the level of study

5.1 Use correct spelling, grammar and punctuation appropriate to the level of study

Feedback to the learner on the content of the assignment and achievement of relevant learning outcomes

Tutor NameTutor SignatureDate

Learner SignatureDate

ISA SignatureDate

L2 Maths and Physics Short Task

This report will produce a poster showing the relationship between the temperature scales of Fahrenheit, Celsius and Kelvin using equations and graphs including an evaluation of the usefulness of each.

Temperature Scales

The three different temperature scales used today are Fahrenheit, Celsius and Kelvin.

Fahrenheit (°F)

Fahrenheit temperature scale, developed in 1724 by Gabriel Daniel Fahrenheit, is based on 32 for the freezing point and 212 for the boiling point of water (Three Big Temperature Scales, n.d.). The interval between freezing point and boiling point is divided in 180 equal parts. The absolute zero for the Fahrenheit temperature scale is at -459.67 °F. It is a non-metric temperature scale. Meteorologists in the United States use it to record surface temperature measurements. Medical practitioners use it to record human body temperature.

Celsius (°C)

Celsius temperature scale, invented in 1742 by the Swedish astronomer Anders Celsius, is the modern system of measuring temperature and is based on 0 for the freezing point and 100 for the boiling point of water. The interval between freezing point and boiling point is divided in 100 equal parts. The absolute zero for the Celsius temperature scale is at -273.15 °C. It is a metric temperature scale. Both Fahrenheit and Celsius are used to record weather temperatures.

Kelvin (K)

Kelvin temperature scale is an extension of the degree Celsius scale down to&nbsp.absolute zero (Metric system temperature, n.d.). In this scale, water freezes at the value 273.15 and boils at 373.15. The absolute zero for the Celsius temperature scale is at 0 K. It is a metric temperature scale and is used in most of science (Units of Temperature, n.d.). Kelvin scale has been adopted as the international standard for scientific temperature measurement.&nbsp.

Fahrenheit to Celsius Conversion

The equation to convert Fahrenheit to Celsius is given by

The above equation is related to the straight line equation, y = mx + c. The value of slope constant, m is 1/1.8 or 5/9 and the value of intercept constant c is 32/1.8 or 160/9 = 17.78.

Fahrenheit to Kelvin Conversion

The equation to convert Fahrenheit to Kelvin is given by

The above equation is related to the straight line equation, y = mx + c. The value of slope constant, m is 1/1.8 or 5/9 and the value of intercept constant c is 273 + 32/1.8 or 2617/9 = 290.78.

Kelvin to Celsius Conversion

The equation to convert Kelvin to Celsius is given by

The above equation is related to the straight line equation, y = mx + c. The value of slope constant, m is 1 and the value of intercept constant c is -273.

Conversion Graph for Fahrenheit to Celsius and Fahrenheit to Kelvin

Figure 1 shows a graph with lines that shows the conversion from Fahrenheit to Celsius (green line) and Fahrenheit to Kelvin (maroon line). As shown in figure 1, both lines are straight line.

Figure 1: Graph showing two lines- Fahrenheit to Celsius and Fahrenheit to Kelvin

Bibliography

Anon., n.d. Metric system temperature. [Online]

Available at: http://lamar.colostate.edu/~hillger/temps.htm

Anon., n.d. Temperature Scales and Absolute Zero. [Online]

Available at: http://cryo.gsfc.nasa.gov/introduction/temp_scales.html

Anon., n.d. Three Big Temperature Scales. [Online]

Available at: http://www.physics4kids.com/files/thermo_scales.html

Anon., n.d. Units of Temperature. [Online]

Available at: http://ww2010.atmos.uiuc.edu/(Gh)/guides/maps/ctof.