Investing in Stocks and Bonds

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Financial Planning class. Must be 300 words must cite work.

 

Investing in Stocks and Bonds 

 

  • From the first e-Activity, explain two (2) key steps you would take in deciding into which of the stocks or bonds you should consider placing funds. Justify your response.
  • From the second e-Activity, discuss your risk tolerance from the Risk Profile Quiz in relation to investing. Based on your risk tolerance, provide at least three (3) examples of the types of instruments in which you should invest.

Eactivities: Watch the Chapter 12 Kiplinger video, “Investing in Bonds”, (2 min 20 s). Be prepared to discuss.

 

For Honest Expert2 (2)

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Hello-

Need:

2 Vcodes

1 Diagnosis Code

 

Please let me know if you have any questions.

Especially for You Jewelers is a small jewelry company in a college town. Over the last couple of years, it…

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Especially for You Jewelers is a small jewelry company in a college town. Over the last couple of years, it has experienced a tremendous increase in its business. However, its financial performance has not kept pace with its growth. The current system, which is partly manual and partly automated, doesn’t track accounts receivables sufficiently, and the company is finding it difficult to determine the reasons why the receivables are so high. The company runs frequent specials to attract customers but has no idea whether these efforts are profitable or if the benefit—if there is one—comes from associated sales. Especially for You Jewelers wants to increase repeat sales to its existing customers; thus, it needs to develop a customer database. It also wants to install a new direct sales and accounting system to help solve the outlined problems.

The new direct sales and accounting system for Especially for You Jewelers will be an important element in the growth and success of the jewelry company. The direct sales portion must track every sale, be able to link to the inventory system for cost data, and provide a daily profit and loss report. The customer database must be able to produce purchase histories to assist management in preparing special mailings and special sales to existing customers. Detailed credit balances and aged accounts for each customer would help to solve the problem with the high balance of accounts receivables. Special notice letters and credit history reports would help management reduce accounts receivable.

Write a six to eight (6-8) page paper in which you:

  1. Suggest at least five (5) expected business benefits that Especially for You Jewelers company might derive from a new system. Provide a rationale for your suggestions.
  2. Propose at least five (5) system capabilities for the company. Provide a rationale for your proposals.
  3. Ascertain the three (3) possible scenarios in this new direct sales and accounting system.
  4. Using Microsoft Visio or an open source alternative such as Dia, develop an activity diagram for each scenario that you have identified. Note: The graphically depicted solution may not exceed one (1) page per diagram. Provide a narrative that gives an overview of your diagram.
  5. Using Microsoft Visio or an open source alternative such as Dia, complete a fully-developed use case description for each scenario identified. Note: The graphically depicted solution may not exceed one (1) page per diagram.
  6. Develop a system vision document for Especially for You Jewelers, detailing the overall vision or plan for the new direct sales and accounting system. A vision document generally contains:
    1. Introduction
    2. Business needs / requirements
    3. Product / solution overview
    4. Major features
    5. Scope and limitations
    6. Other needs
  7. Use at least three (3) quality resources outside of the suggested resources in this assignment. Note: Wikipedia and similar Websites do not qualify as quality resources.

Law & Business Ethics 5

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Using the EEOC website, research and summarize a recent employment law case that has been filed by the EEOC.  What was the legal issue?  Do you believe this case has merit? Incorporate the material from the required readings this week and support your statements.  Minimum 300 words, 2 References, APA format.

Essay; show all work. Consider that the age, x, of a unicorn in human equivalent years can be given by…

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Essay; show all work. Consider that the age, x, of a unicorn in human equivalent years can be given by the formula f(x) = – 0.001518×4 + 0.067326×3 – 1.4367×2 + 12.46x + 2.914. When a unicorn is 2.5 years old, what is its age in human equivalent years? What about when it is 12 years old?

Leadership Homework

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  • Option #2: Supporting Others in Creating a Career Plan

    Need this assignment by 12/30/14. No plagirism. No work cited by wikipedia. 

     

    You should have reviewed the resources at the Career Center in Module 3. If you decided that you’re happy with where you are in your career after reviewing these resources, you can choose to complete a Portfolio Project in which you offer guidance to a colleague/family member for creating his or her own career plan.

    For this option, you will write an 8-10 page paper. In this paper you will:

    1. Describe the resources available in the Career Center.
    2. Identify the person who you are supporting as he/she creates a career plan.
    3. Have the person complete at least two of the resources on the Career Center > Finding a Job section of the Student Portal. 
    4. Next, have the person complete two more of the tools in the Finding a job > Personal Career Evaluation section of the Student Portal. There are numerous external websites that you will be able to use.
    5. Include the results of these tools in the appendix of your paper.
    6. Have the person reflect on his/her professional career assessing where he/she is and where he/she would like to be. You may have the person complete some of the assessments you completed throughout the course to assist in this exercise.
    7. Using this reflection, have him/her identify three strengths that he/she brings to an organization as a leader.
    8. Align his/her strengths with two of the following areas:
      • Communication skills
      • Effective management
      • Decision making
      • Problem solving
      • Leadership
    9. Describe his/her projected career path.
    10. Develop a plan for a leadership approach you believe will help the person achieve his/her career goals.

    You must support your work with a minimum of five academic sources.

    You may use first-person referencing, where appropriate. Follow APA format, according to CSU-Global Guide to Writing and APA Requirements. Include a title page and reference page. Use outside academic sources other than the textbook, course materials, or other information provided as part of the course materials.

Review the following websites about adolescent life today. Reflect on each website and write one page paper in APA format discussing what you learned in these websites. Then find three of your own websites which describe or depict teenage life. First, cop

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Review the following websites about adolescent life today. Reflect on each website and write one page paper in APA format discussing what you learned in these websites. Then find three of your own websites which describe or depict teenage life. First, copy and put the link in your paper, then write about the importance of each website or article.

http://www.youtube.com/watch?v=o1m2Tcf1zT8&feature=related

From the New Scientist:

http://www.newscientist.com/movie/teenagers-interactive

Genesis Project

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Assignment 2: Genesis Capital Plan Report The Genesis operations management team, nearing completion of its agreement with Sensible Essentials, was asked by senior management to present a capital plan for the operating expansion. The capital plan was not to be a wish list but an analysis of the necessary expenditures to successfully establish a fully equipped operating facility overseas. In addition, senior management requested meaningful financial and operating metrics to ensure that the performance objectives for the facility were being met. The operations management team was given five days to accomplish the following: 1. Calculate the firm’s WACC. 2. Prepare and analyze each planned capital expenditure. 3. Evaluate, rank, and recommend the capital expenditures according to beneficial value to the organization, using evaluation tools NPV, payback, and IRR. Evaluation, ranking, and recommendations should be by category of expenditures. For example, facility, equipment 1, 2, and 3, and inspection. 4. Using the selected choices in part three, calculate the full cost of establishing a fully equipped facility. This would include the facility, equipment 1, 2, and 3, and inspection. In addition, calculate the payback, NPV, and IRR for the completed facility. 5. Construct and recommend between three and five metrics to measure the performance of the organization. At least one metric should be dividend decision-making driven. 6. Prepare an executive summary along with a separate document showing the calculations. Following the example of the operations management team, do the following: a. Download the Capital Budgeting spreadsheet, and compute the WACC for Genesis. (see attachment) Additional information: the expected interest rate is 11% and cost of equity is 15.51% b. Using the information provided in the spreadsheet, analyze Genesis’s project options. Using the information provided, calculate the periodic and cumulative net cash flows for each potential project and its associated options. Please note that there are 5 projects (facility, equipment pieces 1, 2, and 3, and internal inspection) and that each project offers multiple configuration options (facility size, equipment type, etc.). c. Evaluate, rank, and recommend a specific option for each capital project according to beneficial value to the organization, using evaluation tools NPV, payback, and IRR. d. Construct and recommend between three and five metrics to measure the performance of the new operating strategy. At least one metric should reflect dividend policy as it relates to rewarding shareholders. e. Prepare an executive summary describing your recommendations for each project and the overall cost, net cash flows, and expected returns of the operating configuration that you recommend. Be sure to justify your recommendations in terms of the investment criteria applied in Step 3 above. Be sure to report the full cost of the facility as it is configured per your recommendations. Present and justify your operating strategy performance metrics. Your complete report should include all of your calculations as appendices (5 pages, or 1 page for each project). Write a 5–6-page report in Word format. Apply APA standards to citation of sources.

29. To determine the appropriate landing speed of an airplane, the formula D=.1×2−3x+22 is used, where x is the initial landing speed in feet per second and D is the distance needed in feet. If the landing speed is too fast, the pilot may run out of runwa

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29. To determine the appropriate landing speed of an airplane, the formula D=.1×2−3x+22 is

used, where x is the initial landing speed in feet per second and D is the distance needed in feet.

If the landing speed is too fast, the pilot may run out of runway; if the speed is too slow, the

plane may stall. What is the appropriate landing speed if the runway is 800 feet long? Show all

of your work or explain how you came up with your solution

30. The national catch of Atlantic Cod has been declining in the past few decades. We can model

this decline with the equation y=−.003×2+.120x+1.909 where x is the number of years since

1950 and y is the catch in millions of metric tons. In which year did the catch reach its

maximum? In which year will the catch reach 0? For what years was the catch increasing?

Decreasing? When was the catch greater than 2.5 million metric tons? Show all of your work or

explain how you came up with your solutions.

ETHICS11

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1) Are there any objective moral principles that are observed by all (or most) cultures and if so what are these?

2) Next, where does your answer place you in the objectivism vs non-objectivism debate regarding moral facts?  

3) Describe one criticism from our reading of the view you espouse and include your best response.

 

Directions: Please provide detailed and elaborate responses to the following questions.  Each response should be at least one half of one page in length and utilize APA format.

 

1.      What is Ockham’s Razor and to what extent does it work for or against the non-objectivist view?

 

2.      What is the argument from queerness, and what roles does Ockham’s Razor play in the argument?

 

3.      What does it mean to give an evolutionary account of moral values?

 

4.      Define “noncognitivism.”

 

5.      Define moral realism.

 

6.      Compare and contrast moral realism and nonobjectivism.  Which approach is more compelling?  Explain.

 

7.      What is a paradigm shift?

 

8.      What role does intuition or exalted powers of reason play in contemporary realist theories?

 

 

PART I:

 

Directions: The following problems ask you to evaluate hypothetical situations and/or concepts related to the reading in this module.  While there are no “correct answers” for these problems, you must demonstrate a strong understanding of the concepts and lessons from this module’s reading assignment.  Please provide detailed and elaborate responses to the following problems.  Your responses should include examples from the reading assignments and should utilize APA guidelines.  Responses that fall short of the assigned minimum page length will not earn any points.

 

1.      Two weeks ago, your good friend Joe spent his entire Saturday helping you move all of your stuff into your new apartment.  This weekend, Joe is moving into his apartment.  You promised to help Joe move.  Besides, even if you had not promised, you feel that you ought to help Joe; after all, he’s a good and loyal friend, and he generously helped you just a couple of weeks ago.  Suppose you say: “I know I really ought to keep my promise and help Joe move; but I have got a chance to go to the beach for the weekend, and I really love the beach; so I am afraid I am going to skip out on Joe.”  That is a rotten thing to do to your friend; but still, under strong temptation we have all failed to do the right thing on one or two occasions.  But suppose you said: “I know that I really ought to keep my promise and help Joe; I know it is the right thing to do, and helping Joe would certainly be good.  But I have no inclination whatsoever to help Joe.  I fully understand that it is the right thing to do and that helping Joe would be good; but although I recognize that helping Joe is good, I am not at all inclined to do the right thing.”  Would it make sense to say that?  Suppose one of your friends said: “Look, that is nonsense.  You cannot say you know it would be good to help Joe, and then say that you have no inclination to help him.  Either you do not really think that helping Joe is good, or you are confused about the meanings of the words.  If you really know that helping Joe is the right thing to do, you must have some inclination to do it.”  Would your friend be right?  Your response should be at least one page in length.

 

2.      “Astronomers maintain that black holes exist in our galaxy.  A black hole results when a massive star implodes, and all its mass is compressed into a very small volume.  This produces an object so dense, and with such powerful gravitational force, that no light can escape.  Therefore, you cannot really ‘see’ a black hole; we can reasonably conclude that a black hole exists: it is the best explanation for those motions.  Likewise, you do not really ‘see’ a moral fact; but by observing the convergent conclusions and behavior of people who think calmly and carefully about a moral issue, we can conclude that a moral fact exists: it is the best explanation for that convergent movement.”  Is that a good analogy?  Your response should be at least one half of one page in length.

 

3.      Imagine if your car was making a funny sound and you went to two different mechanics to see what the problem was. One of them tells you that you need to have a single part replaced. The other tells you that you have to have several small parts replaced. Both repairs will cost exactly the same amount and take the same amount of time to perform. Additionally, both mechanics are equally as reputable. Which mechanic would you go with and why?  Your response should be at least one half of one page in length.

 

4.      Has technology created a paradigm shift in our lifetime? Why or why not?  Your response should be at least one page in length.

 

5.      Suppose that it is discovered that there are no objective morals. Could we still have laws? Why or why not?  Your response should be at least one page in length.

 

6.      Suppose it is discovered that all cultures around the world share a common belief about how to eat Oreos. Does this mean that there is an objectively correct way to eat an Oreo? Why or why not?  Your response should be at least one half of one page in length.

 

7.      Does a moral realist have to be a transcendental moralist (p. 7 of in textbook)?  Why or why not?  Your response should be at least one page in length.

 

PAGE 7 OUT OF TEXT BOOK

 

Knowing Ethical Principles If at last we drag some reclusive beast out of the depths of Loch Ness, then we will discover that some species we had thought long extinct still survives. Maybe such creatures exist— probably not. Uncondi-tional, absolute moral principles are different. Those who believe in them believe that they must exist. They don’t exist only if we like them, or happen to recognize them, or choose to adopt them. Rather, they are universal, eternal moral principles that are unconditionally true whether anyone recognizes them or not. There might have been a Loch Ness Monster; it happens there is not. But eternal moral principles have no such contingency. They are absolute truths, not discovered by fishing in Loch Ness nor by any other form of observation or experiment. So not only are there special universal moral principles but we also require special powers or capacities to recognize them. The sensory powers that reveal a new beetle species are not adequate for this task. What powers must we have to recognize such absolute moral truths? That varies, depending on what the absolute moral truths are. Some claim the truths are dictated by God, and are given to us by special rev-elation. Others hold that each of us has a special innate moral capacity— a conscience, or a moral sense— that implants in us the basic moral truths. Philosophers such as Plato and Kant maintain that the special power that reveals such eternal moral truths is the power of Reason— not the ordinary reason that enables you to select a horse to wager on in the eighth race at Belmont, but a power of Reason that enables you to see beyond mere appearances and surface features and discern deep, underlying moral truths. But whatever the means by which we discover absolute moral principles— whether by God’s special revelation, or some remarkable innate intuitive power, or through sublime Reason— this is not a natural capacity like sight or hearing that we share with other animals. Rather, this is a special power that sets us apart from the natural world: a power that makes us almost godlike. If you think of moral principles as more mundane, conditional matters, then you are likely to have a more modest account of how those moral principles are recognized. Moral principles aren’t written in the heavens, nor are they special absolute truths. Since they are not extraordinary, they require no extraordinary powers for their understanding, and they do not set moral humans apart as unique and special. If morality is based in feelings of sympathy and social concern, then morality requires no special powers or esoteric capacities. For example, Darwin believed that morality is simply a natural result of social sympathy: The following proposition seems to me in a high degree probable— namely, that any animal whatever, endowed with well- marked social instincts, the parental and filial affections being here included, would inevitably acquire a moral sense or conscience, as soon as its intellectual powers had become as well, or nearly as well developed, as in man. 2