juz 2 reply posts

Lillian Earl

This is a very difficult situation.  According to my research the embryo with the closest match or exact match as the ill child was harvested.  All other embryos that was not a match was either discarded or saved for research.  I feel uneasy with this process although it is needed to get the correct match for the ill child.  I believe when it comes to our children we do whatever we can to save them.  In my research I also read that the stem cells are harvested once the child is born by taking the cells from the placenta.  I believe that this process is not harming the new child in any way.  The question is what if it doesn’t work, what then.  Will they be putting the new child through pain by donating their bone marrow? 

My opinion to the mother is I can understand the desperation a parent may have wanting to save their ill child and would possibly do it myself if I was in her position.  The stem cell taken at birth from the placenta would be as far as I would go.  But to what extent would she go?  I would not put my new child through painful bone marrow transplants unless she was fully aware and of age to make such a big decision.  I believe once you take it to that extreme you are violation your childs right and they are too young to make such decisions. 

Even now rereading this article I found makes me question even my choices.  They may go through many embryos and destroy them if not a match.  I can honestly say I as a mother would be torn.

 

 

Cynthia Garttmeyer 

Ethics of Donor Baby Transplant
Ethics of Donor Baby Transplant

Define the terms invitee, licensee, and trespasser. What difference do these classifications make in the scope of duty owed by a facility owner or operator? In your response, be sure to discuss the specific duties of reasonable care that facility operat

Define the terms invitee, licensee, and trespasser.  What difference do these classifications make in the scope of duty owed by a facility owner or operator?  In your response, be sure to discuss the specific duties of reasonable care that facility operators owe invitees.

 

Health Programs

Choose two articles related to the politics of Medicare and Medicaid from the list below. 

Aaron, H. J., & Butler, S. (2008). A federalist approach to health reform:

           The worst way, except for all the others. Health Affairs, 27(3),

           725–735.

Kaiser Family Foundation. (2011). Federal core requirements and state

           options in Medicaid: Current policies and key issues. Retrieved

           from http://www.kff.org/medicaid/upload/8174.pdf

Kronick, R., & Gilmer, T. (2012). Medicare and Medicaid spending variations

           are strongly linked within hospital regions but not at overall state level.

           Health Affairs, 31(5), 948–955.

Kronick, R., & Rousseau, D. (2007). Is Medicaid sustainable? Spending

           projections for the program’s second forty years. Health Affairs,

            26(6), 271–287.

Mann, C. (2003). The flexibility factor: Finding the right balance. Health

           Affairs, 22(1), 62–76.

Weil, A., & Scheppach, R. (2010). New roles for states in health reform

           implementation. Health Affairs, 29(6), 1178–1182.

Choose an issue mentioned in these articles pertaining to the politics of Medicare or Medicaid. Use the following as a guide to develop a report on the selected issue:

Explain the main points of the articles.

Explain in detail the issue as it pertains to the politics of Medicare or Medicaid.

Discuss the impact of the issue relative to the provisions for services to Medicare or Medicaid recipients.

In a Microsoft Word document, create a 2- to 3-page report on your analysis of the selected issue.

Support your responses with examples.

Cite any sources in APA format.

Answers to all 6 questions

Course Project Part II

 

Introduction

You will assume that you still work as a financial analyst for AirJet Best Parts, Inc. The company is considering a capital investment in a new machine and you are in charge of making a recommendation on the purchase based on (1) a given rate of return of 15% (Task 4) and (2) the firm’s cost of capital (Task 5). 

Task 4. Capital Budgeting for a New Machine  

A few months have now passed and AirJet Best Parts, Inc. is considering the purchase on a new machine that will increase the production of a special component significantly. The anticipated cash flows for the project are as follows:

Year 1             $1,100,000

Year 2             $1,450,000

Year 3             $1,300,000

Year 4             $950,000

You have now been tasked with providing a recommendation for the project based on the results of a Net Present Value Analysis. Assuming that the required rate of return is 15% and the initial cost of the machine is $3,000,000.

1.    What is the project’s IRR? (10 pts)

22.38%

2.    What is the project’s NPV? (15 pts)
$450,867.00

3.    Should the company accept this project and why (or why not)? (5 pts)

4.    Explain how depreciation will affect the present value of the project.  (10 pts)

5.    Provide examples of at least one of the following as it relates to the project: (5 pts each)

a.    Sunk Cost

b.    Opportunity cost

c.    Erosion

6.    Explain how you would conduct a scenario and sensitivity analysis of the project. What would be some project-specific risks and market risks related to this project? (20 pts)

Task 5: Cost of Capital

AirJet Best Parts Inc. is now considering that the appropriate discount rate for the new machine should be the cost of capital and would like to determine it. You will assist in the process of obtaining this rate.  

1.    Compute the cost of debt. Assume AirJet Best Parts Inc. is considering issuing new bonds. Select current bonds from one of the main competitors as a benchmark. Key competitors include Raytheon, Boeing, Lockheed Martin, and the Northrop Grumman Corporation.

a.    What is the YTM of the competitor’s bond? You may use a number of sources, but we recommend Morningstar. Find the YTM of one 15 or 20 year bond with the highest possible creditworthiness. You may assume that new bonds issued by AirJet Best Parts, Inc. are of similar risk and will require the same return. (5 pts)

b.    What is the after-tax cost of debt if the tax rate is 34%? (5 pts)

c.    Explain what other methods you could have used to find the cost of debt for AirJet Best Parts Inc.(10 pts)

d.    Explain why you should use the YTM and not the coupon rate as the required return for debt. (5 pts)

2.    Compute the cost of common equity using the CAPM model. For beta, use the average beta of three selected competitors. You may obtain the betas from Yahoo Finance. Assume the risk free rate to be 3% and the market risk premium to be 4%.

a.    What is the cost of common equity? (5 pts)

b.    Explain the advantages and disadvantages to use the CAPM model as the method to compute the cost of common equity. Compare and contrast this method with the dividend growth model approach. (10 pts)

3.    Compute the cost of preferred equity assuming the dividend paid for preferred stock is $2.93 and the current value of the stock is $50 per share.

a.    What is the cost of preferred equity? (5 pts)

b.    Is there any other method to compute this cost? Explain. (5 pts)

4.    Assuming that the market value weights of these capital sources are 30% bonds, 60% common equity and 10% preferred equity, what is the weighted cost of capital of the firm? (10 pts)

5.    Should the firm use this WACC for all projects? Explain and provide examples as appropriate. (10 pts)

6.    Recompute the net present value of the project based on the cost of capital you found. Do you still believe that your earlier recommendation for accepting or rejecting the project was adequate? Why or why not? (5 pts)

Legal Aspects of Safety Course: Need answers in essay format for two questions

1.) Summarize the federal statutes that protect an employee, under certain circumstances, from being discharged or disciplined for refusing to perform an assigned task. Provide approximately 200-300 words in your response and a citation for your source material. Cite some case law in your response. 2.) Describe and discuss the employee rights under the OSH Act and its implementing regulations. Provide approximately 200-300 words in your response and a citation for your source material. Textbook: Occupational Safety and Health Law Handbook second edition. Government Institutes

Quantitative Analysis – I need the answers as detaled as possible

Problem 1

Suppose a manufacturing company makes a certain item. The time to produce each item is normally distributed around a mean of 27 minutes with a standard deviation of 2.5 minutes. Thus, the population of production times is normal in shape. Find the mean and standard deviation of the sample.

 


 

Problem 2

The average prices for a product in 12stores in a city are shown below.

 

            $2.99, $2.85, $3.25, $3.55, $3.00, $2.99, $2.76, $3.50, $3.20, $2.85, $3.75, $3.85

 

Test the hypothesis that the average price is higher than $2.87. Use level of significance a = 0.05.

 

 

 

 

 

 

 


 

Problem 3

A store wishes to predict net profit as a function of sales for the next year.The following table gives the years 1998 to 2005.

 

Year

Sales

(thousands of dollars)

Net Profit

1998

51

5

1999

55

10.2

2000

65

9.6

2001

82

-3

2002

75

2.8

2003

71

3.2

2004

82

-2.3

2005

81

-2.6

 

(a)   Graph the points from 1998 through 2005on ascatter diagram using Sales as the independent variable and Net Profit as the dependent variable.

(b)   Draw the regression line on the graph you constructed in Part (a).

(c)    What is the value of the coefficient of determination for this regression model? Comment on the strength of the regression line for this model.

(d)   What is the predicted net profit for 2006 if sales are expected to be 125?

 

 

 

 

 

 

 

 

 


 

Problem 4

Last week’s sales of iMac computers at an Apple Store in Oklahoma City, OK,are shown in the following table:

 

Day

Sales (Dollars)

1

180

2

150

3

210

4

225

5

195

6

190

7

230


(a)   Use the 3-day moving average method for forecasting days 4–7.

(b)   Use the 3-day weighted moving average method for forecasting days 4–7. Use Weight 1 day ago = 2, Weight 2 days ago = 4, and Weight 3 days ago = 3.

(c)    Compare the techniques using the mean absolute deviation (MAD).

 

 


 

Problem 5

The following table shows six years of average annual cost-of-living index data:

 

Year

Annual Cost of Living Index

2008

105.8

2009

111.4

2010

121.9

2011

134.3

2012

128.6

2013

125.2


(a)  Forecast the average annual food price index for all years from 2008 to 2013. Use a 3-year weighted moving average with weights of 0.5, 0.3, and 0.2. Use the largest weight with the most recent data.

(b)  Forecast the average annual food price index using exponential smoothing with α = 0.7 for all years from 2008 to 2014. Use the rate for 2008 as the starting forecast for 2008.

(c)   Which of the methods in parts (a) and (b) produces better forecasts for the 3 years from 2011 to 2013? Answer on the basis of mean square error (MAD).

 

 

 


 

Problem 6

A company manufactures two products, Product A and Product B. The wholesale price and manufacturing cost of each product are shown below.

 

Item

Price

Cost

Assembly Times (hr)

A

$30

$10

2

B

$45

$15

4

 

 

 

 

The company will produce a minimum of 5,000 of each item. Given the number of hours, the company can sell no more than 8,000 of Item A and 10,000 of Item B. Suppose the company has 50,000 hours of assembly time available. How many of each item should it produce in order to maximize profits while meeting all necessary constraints? Give the LP model and use the graphical method to find the optimal solution.

 


 

Problem 7

A commercial real estate company is evaluating a proposed warehouse. The proposed site is near a rail terminal, but the state government may extend the highway to the area. In addition, the federal government is considering rebuilding the local port facilities. Below is the payoff table in monthly profit depending upon what government actions are taken. Based on the following criteria, what are the correct choices for terminal rental?

 

(a)   Optimistic or maximax criterion

(b)   Pessimistic or maximin criterion

(c)    Equally likely or principle of insufficient reason criterion

 

Warehouse size (ft2)

Development projects

Rail terminal only

Highway expansion

Port rehabilitation

All

15000

10

25

35

40

30000

15

25

40

50

60000

20

30

45

75

100000

15

20

40

90

Powerpoint with Speaker Notes and Visual Aids

 

Imagine that you’re an expert in the principles of business leadership. You have been invited to present at a conference held for some of the top executives at Fortune 500 companies. Your assigned topic is “Leveraging Leadership to Maximize Business Success.”

 

 

 

Create a 10- to 15-slide Microsoft® PowerPoint® presentation in which you address the following:

 

  • Introduction to leadership:
    • Explain the differences between management and leadership, and how cultivating leadership skills in managers can benefit the organization.
    • Explain how managers can set effective expectations for their employees to increase organizational performance.

 

  • Organizational culture:
    • Describe how managers, when applying leadership principles, can contribute to a healthy organizational culture.

 

  • Managerial control:
    • Identify some of the key control mechanisms, and describe how management can apply them to aid in achieving organizational goals.

 

  • Leveraging diversity:
    • Summarize some of the best practices for leading a diverse workforce, and the benefits that can come to the organization through leveraging diversity.

 

Support your presentation with the concepts discussed in the text, and your personal experiences.

 

 

 

Include the speaker notes to explain the key points in your presentation.

 

Add a title, summary, and reference slide.

 

 Include visual aids or animations if possible.

 

Include the speaker notes to explain the key points in your presentation.

 

 

 

I have an English problem that due in only 12 hours from now

Instructions

This writing placement course requires that you

  • Read the article below.
  • Summarize the article.
  • Write an essay based on the article.
  • Save a copy of your summary and essay (together in one file) so that you can get back to it if there is any problem with your uploaded file.
  • Upload and submit a copy of the one file containing both your summary and essay.

First, read the article below. Instructions for writing and submitting your summary and essay follow the article.

____________________________________________________________________

“Monsters” by Anna Quindlen

THE monster under the bed finally arrived at our house the other night. I’ve been waiting for him to show up for four years. Peter Rabbit had been read, discussed, analyzed and placed nearby for easy access. The little brother was coiled under his blankets, waiting to leap out and seize forbidden tow trucks and alphabet blocks as soon as the sound of the parents’ footsteps had faded to a faint thump. The bathtub faucet was drip drip dripping in the next room. The drinks of water had been parceled out, demanded again, refused. The overhead light was off. The night light gleamed.

“Mom?”

“Yes.”

“I have something very important to tell you.”

“What?”

“There is a monster under my bed.”

Do you have any idea how close I came to replying, “Well, it’s about time”?

It seems that the monster showed up under my bed just the day before yesterday. I always thought he was a hairy beast with a lot of teeth, a cross between Godzilla and a Gahan Wilson drawing. He never got me, but that was because I was quick and brave and careful. After I finished reading in bed, I would go across to the switch next to the door and turn out the light. Then I would hoist my nightgown up to my knobby knees, take a deep breath, run three steps and leap up onto the mattress. Don’t break stride, don’t look down—those were my rules of survival. I knew that if I had eyes in my chin I’d see a long nasty arm whipping out to grab me by the ankle and pull me under. Beneath the bedspread I was safe. One more night alive.

What did I tell my son about his monster? Something lame, I think, like, “Would Daddy and I let monsters in this house?” Followed by a rambling discussion of things that are there and things you only think are there and their relative dangers and merits. (The last time we had this discussion it was because he didn’t want to sleep in the top bunk. “The things on the ceiling go in my ears,” he said. “Honey, those are shadows,” I replied. Long explanation about shadows, how shadows form, the benign nature of shadows. The next night he still did not want to sleep in the top bunk. “The shadows on the ceiling go in my ears.” Fast learner.)

I knew what I was supposed to say and do. I was supposed to say there aren’t any monsters under the bed and then get down on my hands and knees and peer underneath and get him to join me for confirmation and solace. That doesn’t do a bit of good, because monsters come back as soon as the lights are doused, as any child knows. And anyway, I couldn’t bring myself to flatly deny the monster. I have a lot of trouble with those rare times when, for good reason, I lie to my children. I’ve been tormented, for instance, by Santa Claus. In every other case, I speak the truth: do all people die? Will the needle hurt? Do you love Christopher? Yes. Yes. Yes. Then one day, in the service of centuries of tradition, I unequivocally confirm that a fat man is coming down the chimney to leave toys, eat the cookies, drink the milk and get to Cousin Kate’s house 40 miles away before daybreak. I understand why I do this: I’m not one of those modern moms with angular etchings on my walls who thinks Santa is an irrational vestige of anachronistic religious festivals. But it feels funny, telling my son that Santa is real when he isn’t, and knowing that my son will find out someday that he isn’t.

That’s why I can’t deny the monster, why I can’t tell him that nothing is under the bed. I believe in monsters, and someday my son will believe in them even more surely than he does now. Like most mothers, my mother lied. My mother once even put a dust ruffle on the bed. Can you imagine? Giving aid and sustenance to the monsters! That lasted three days. When you grow up, you realize that there isn’t any Santa, but the monsters are still around. If only they were still big and hairy; now, they’re dark and amorphous, and they’re no longer afraid of the light. Sometimes they’re the guy who climbs in the window and steals your television. Sometimes they’re the guy who walks out the front door with your heart in his hand and never comes back. Sometimes they’re the job or the bank or the wife or the husband or the boss or that dark, heavy feeling that sits between your shoulder blades like a backpack. You learn that there are always terrible things waiting to grab you by the ankle, to pull you under, to get you with their long, horrible arms. And you lie in bed and look at the shadows on the ceiling and feel, under the covers, just for a moment, that you’re safe. One more day alive.

I’m feeling my way with my son’s monster, now that the beast has finally arrived. I should have had an answer for this one all cooked up, but then I wouldn’t be a mom—I’d be a magician. Maybe I should make a game out of it. Tame the monster. Give him a name and some habits and maybe even a family. Leave a Tootsie Roll pop on the floor to buy the monster’s friendship. (The little brother, wild as a punk haircut, will be out of bed and unwrapping that sucker before the parents make it to the first landing.) Or maybe this is one of those times when I should leave the boy to his own devices. After all, some things you get taught. And some things you just learn.

____________________________________________________________________

Writing Instructions

Format and file details: 

  1. Submit your file as a Microsoft Word file, or, if you do not have Word software, save your file as a RichText file. 
    The filename should end .doc or .docx or .rtf. If you use any other software, your test may be rejected and you will be notified to submit your test again using the specified format. 
  2. Submit only one file: you must save the summary and the essay into a single file. The database will not allow you to submit two files! 

Procedure: 

  1. Write a one paragraph summary of the article’s content. 
    Save your summary (and later your essay, in the same file) using this filenaming procedure: 

Your last name_first name.file extension 
Example: Smith_Kim.docx 

  1. In the same document, after the summary, write a 500-700 word essay on the prompt below
  2. Upload your file (one file only, with both parts, essay beneath the summary).

Writing Prompt for the reading “Monsters,” by Anna Quindlen:

Write an essay of 500-700 words in which you describe something you had to learn on your own, because it couldn’t or shouldn’t have been taught to you by someone else. Explain why the situation had to occur that way, and its significance in defining something about you. 

  • Save your file periodically as you work, and again when you have finished your essay.
  • Follow the online instructions for submitting your test.
  • FINAL IMPORTANT STEP: 
    Save and keep a back-up copy of your test file, before you exit the word processing 
    program and the Internet. If you are not using your own computer, save it to a 
    USB thumb/flash drive, or to the “Cloud,” or email a copy of the file to yourself.

due in 3 hours short answer

describe (or define) at least 2 different types of quantitative methods 

300 words 

Week 05 Written Assignment – Exploring Insurance Policies

write a essay apa format with refrences

 

In this assignment you will explore an insurance policy. Obtain a copy of a property insurance policy you already have (auto, homeowners, renters, etc…).

Within the insurance policy you selected, locate the following sections:

 

  • The declaration
  • Insuring agreement
  • Exclusions
  • Conditions

Describe the insurance policy. Include one paragraph for each section explaining what is included in that portion of the policy.

Is the basis for recovery stated? If so, please explain what type. If not, please explain if you would prefer to use the Actual Cash Value or Replacement Cost and why.

Are any clauses limiting the amounts payable included (dollar amounts, deductibles, time limitations, coinsurance, and apportionment clauses)? If so, please explain what type(s).